Yeah, you may be risking something happening to your money the longer you keep it in *** payment. That here's what I'm talking about, whether it's Cash app, Venmo Z, you know, all the popular ones or another app, when someone sends you money and you haven't transferred it over to your bank, you have that money just sitting in your app's account. But now experts warn that money being stored, there is not protected. Your bank account is insured by the Federal deposit Insurance corporation. You've heard of that? The FDIC your Credit union that's insured by the National Credit Union administration. So if those fail your money's protected, you're cool. But if an app goes out of business or fails or goes in the bankruptcy or gets hacked, there is no guarantee you're going to keep that money. So rather than reading through *** long confusing user agreement, that may explain what's gonna happen. Instead, the second someone sends you money, tap the button, transfer it to your bank. And while we're talking about it, here are *** couple of other things I want you to remember when using these apps first. Don't use the apps to buy things online from *** retailer you're not familiar with. If you really want to connect the app to *** credit card, do that, connect it to *** credit card rather than *** debit card or *** bank account, which will have more protections when buying online and in for stronger security gives you the choice. Most of the apps. Let you create *** pin that's required for each money transfer. I know it's annoying but whatever it's your money protect it. Use it for an extra layer of security just in case your account falls into the wrong hands. But the big takeaway today as soon as that money gets in, transfer it into your bank account, that's all for today. Back to you.